Finance

An overview of financial situations, Real Estate Transactions and Legal Jargon explained in plain English.

Altura Credit Union Will Host A Family Friendly Car Sale

(Riverside, California) February 15, 2012 Altura Credit Union one of the largest locally owned and operated credit unions in the Inland Empire, will hold a car sale on Saturday, March 3rd, from 9:00a.m.-5:00p.m. at its headquarters 2847 Campus Parkway in Riverside, California. A selection of Previously owned vehicles will be available for purchase. Altura will offer their auto buying service Auto Expert, that will be available to help interested car buyers in selecting the right vehicle to fit their needs.  During the sale Altura Credit Union will offer low-rate auto financing interest rates as low as 2.29% for qualifying...

Read more »

1st Valley Credit Union Expands Service Area

1st Valley Credit Union Expands Service Area

(San Bernardino, Calif.)  Beginning immediately, 1st Valley Credit Union will serve the entire County of San Bernardino. This board decision is in direct response to the tremendous number of requests from people wanting to join the county¹s only five-star rated financial institution, but who lived outside their service area. Our motto is you ask and we deliver,said Gregg Stockdale, President of 1st Valley Credit Union. We’ve worked hard over the years to earn our outstanding reputation and to develop our infrastructure to increase our participation and presence in the community. We¹re delighted to make our superior services and products...

Read more »

Altura Credit Union’s Scholarship Foundation Awards 33 College Scholarships to Local High School Grads

    10 Winners of UCR Scholarships Will Be Announced in August (Riverside, Calif.)  The Altura Scholarship Foundation, the educational foundation for Riverside-based Altura Credit Union, announced that $43,000 in college scholarships are being awarded to seniors who graduated this year from Riverside County high schools. Thirty-three recipients have been announced. Ten winners of scholarships to University of California, Riverside, will be named in August. In its 19th year, the Altura Scholarship Foundation this year will provide $1,000 scholarships to 43 Riverside County high school seniors. The program is open to all graduating seniors in Riverside County who planned...

Read more »

UPDATE: Bill Signed Amazon.com Terminating Associate Program Contracts Due To New California Law

Amazon.com Logo

UPDATE: Governor Jerry Brown has signed the bill that will effect all California Affiliate Marketers in the state of California.  I have included the latest email corresponence from Amazon.com Hello,Unfortunately, Governor Brown has signed into law the bill that we emailed you about earlier today. As a result of this, contracts with all California residents participating in the Amazon Associates Program are terminated effective today, June 29, 2011. Those California residents will no longer receive advertising fees for sales referred to Amazon.com, Endless.com,MYHABIT.COM or SmallParts.com. Please be assured that all qualifying advertising fees earned before today will be processed and paid in...

Read more »

Advance Preparation Can Ease The Financial Pain Of Job Loss

Riverside, CA – August 3, 2010 – With millions of Americans unemployed, some for an extended period of time, those who currently have a job would be well-served by remembering the Scouting Motto: Be Prepared.  If you haven’t been a victim of a layoff, it is highly likely that someone you know has.  Let this grim reality serve as an incentive to get your financial ducks in a row in case you’re the next one to find a pink slip in the mailbox. Springboard Nonprofit Consumer Credit Management recommends that consumers take the following steps to solidify their financial...

Read more »

What You Should Know About Foreclosure and Evictions

By Dennis Moore FORECLOSURE & EVICTIONS It is common for occupants of a foreclosing home to believe they must vacate the property by the day of the actual foreclosure sale, believing the Sheriff will kick them out.  This is false.  The Sheriff cannot come until there is a court order/judgment granting possession to the new owner. Why must the new owner obtain a court order for possession of the property? The answer is the Due Process of the Constitution, where the government cannot take away one’s “life, liberty, or property without due process of law.” Therefore, an occupant is...

Read more »

Establishing and Preserving Good Credit

By Sheri L. Stuart These days, a good reputation and a good credit score will bode well in your favor. If you’re planning to purchase a home, car or apply for insurance, beware that your credit score will have some influence on your access to credit. Your credit report represents the first step in the lender’s decision making process.  And some employment fields such as financial services, gaming, military and law enforcement continually monitor their employees’ credit reports. Understanding Your Credit Report If you’ve established a good credit rating, that’s fantastic.  Keep up the good work! On the other...

Read more »

Why Home Buyers Should Buy

by Terry Thomason Let’s look at this housing market and identify what is going on first. We are currently in a housing meltdown proportional to what occurred before the great depression in 1926. Average sales prices in some areas have dropped to prices we had in 2001 & 2002 and we have not seen the bottom. That said it is regional. Not all markets are being effected the same. Some locations are actually seeing prices rise because of multiple offers being placed on homes. The reason there are multiple offers on homes is lack of inventory of homes for...

Read more »